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Buy And Pay Here Car Dealership Financing In Carteret County NC

Is there a used car dealership in Carteret County NC who does buy here and pay here financing for people with credit problems? Yes, KarMike USA auto dealership in Newport NC does dealership financing for people who have past credit problems provided they can show proof of residence, income, 6 references, and can come up with the required down payment (based on price of the car).

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Can anyone get approved? The finance manager at KarMike USA tells us they work to get anyone approved provided the information above is satisfied.

Important additional features: KarMike offers free oil changes every 6 months, financing is not based on a lease, there is no balloon payment at the end of the contract, payments are monthly with the option to make payments every two weeks, and you own the car after the last payment.

Why is this program important? KarMike tells us they provide this service because they understand bad things happen to good people and that past credit problems don’t always define who a person is today. This dealership believes second chances should be given, which is a concept traditional used car financing doesn’t always allow for.

Contact Joe Pilman At Karmike By Calling 252-362-3459

Can KarMike help if I have a repossession, or even multiple repossessions? Joe Pilman tells me the buy here pay here program is specifically designed for people who have this history and can now meet stable employment and down payment standards. So the answer is yes, repossessions are not disqualifying.

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Are car warranty options available? Joe Pilman tells us that certain cars in their inventory do qualify for warranties from the dealership under certain circumstances. Some of these include the purchase price being over $7000, the vehicle having 140,000 or fewer miles, and the buyer agrees to show proof of all scheduled maintenance. For more information on warranty option please call Joe Pilman above.

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There is a powertrain warranty applicable to the entire time you’re making payments provided maintenance schedules are followed.

Karmike provides used car financing in the Carteret County NC communities of Morehead City, Beaufort, Newport, Atlantic Beach, Emerald Isle, Harkers Island, and other communities in the county.

The dealership tells us they do not use GPS to disable cars when payments are not received, and they encourage people to contact them when payments are late so they can work with people. In talking with owner Mike DeMaria, he explained that repossessions occur because clients sometimes hide from the dealership when payments are late.

Discussions On Credit Problems Car Financing In Carteret County NC

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Please use the no registration discussion form below to interact with this page.

As a resident of the county, why do you think this service is important to people who have an income, but past financial problems?

As the resident of the county, what are some ways this program could evolve to further help both the dealer and buyers?

Tell us more about the everyone is approved based on down payment and income requirements features that helped you get transportation.

Using the discussion form below, what’s some other information about buy here pay here used car financing in Carteret County NC which we did not address in this article? If you have a past credit problem, and used this service in the past, please let us know your thoughts.

If you use the form below, please let us know which county municipality you live in.

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Michael Sharp

Native of Carteret County NC, Father to Makayla and Savannah. You can add me on Facebook. Interest include web development, encryption, and other technologies.

One thought on “Buy And Pay Here Car Dealership Financing In Carteret County NC

  • November 9, 2021 at 1:14 pm

    I really appreciate this program. As someone with bad credit related to a divorce, it’s been hard to get a vehicle when it’s time to upgrade.

    I wish more dealerships would consider this option.


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